Toby joined People's Bank in the fall of 2017 bringing over 25 years of industry experience including the management and ownership of mortgage banking, consumer finance, construction and private money lending companies. In addition to his extensive mortgage experience, Toby is also a US Army veteran. He enjoys helping other veterans with all of their home loan needs. If you are a veteran as well, make sure you let him know as there may be special loan programs just for you.
Working with self-employed borrowers or those with more complicated transactions is his specialty.
Whether you are looking at refinancing or purchasing a new home, give Toby a call or apply online and let his knowledge & experience guide you through the lending process.
I am a people person and I love to help others realize the American dream of home ownership. I have 6 years of experience in the finance, mortgage and banking industry. I am an active volunteer within my community and enjoy spending time with my family. I was born and raised in the Rogue Valley and have a vested interest in helping our community members. If you or anyone you know has a mortgage loan related need, please give me a call!
NMLS ID#: 506898
With over 10 years of experience as a Mortgage Loan Officer, I understand every borrower has unique lending needs and I believe choosing the right mortgage loan is just as important as choosing the right home. What I enjoy most about being a loan officer is the satisfaction that comes from helping borrowers to achieve their home financing goals. I am dedicated to being there for you throughout the entire loan process -from start to finish - without the stress that often comes with financing a home. I’d love the opportunity to assist you with your mortgage needs.