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People's Bank of Commerce

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Personal Checking

Accordion 1
Freedom Checking

This account includes Online Banking and Bill Pay*. Monthly service charge is $5. Service charge is waived with online banking, eStatements and direct deposits totaling $500 and greater or 10 electronic debit transactions per statement cycle.

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People's Choice Checking

With People's Choice Checking, your monthly service fee is waived if you maintain an average available monthly balance of $1,500 or you are 62 years of age and over. Monthly service charge is $10 with online banking and eStatements or $12 with paper statements. Enjoy unlimited check writing, Mobile Banking, Mobile Check Deposit, Banking and Bill Pay*.

Accordion 3
Checking Plus

Earn interest on all deposited funds when entire balance is $500 or more with a Checking Plus account. Monthly service charge is $12 with online banking and eStatements or $14 with paper statements. Service fee is waived with an average available monthly combined checking and savings balance of $10,000. 

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Elite Checking

Designed for our customers with high average available balances and moderate activity.  $20 monthly service fee is waived if the combined average available monthly balance of $25,000 is maintained.  View the benefits with this premium account on our Comparison Chart, which includes our Surcharge-free ATM Network-MoneyPass© usage domesticallyand Bill Pay*.

Accordion 5
Money Market

Enjoy the benefit of earning interest with premium rates while having the convenience of check writing. A tiered rate structure allows higher account balances to earn higher interest. The $10 monthly service charge is waived by maintaining the $1,000 average available monthly balance. Withdrawal limitations apply**

* Bill Pay fee is waived when you complete one or more bill payments each statement cycle, otherwise, a $5 inactivity fee applies. Bill Pay items greater than 20 per month, additional item at $0.50 each.

** Federal regulations limit Savings and Money Market withdrawals to six pre-authorized withdrawals per month. Pre-authorized withdrawals include but are not limited to: ACH debit, telephone transfers, online banking transfers, overdraft protection and checks.

† People's Bank of Commerce foreign ATM fees waived domestically; owner surcharges may apply

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Offering a wide variety of business checking accounts to fit your specific needs.

Deposit Account Rates as of 12.21.2018

This Rate Chart contains information about Interest rates and annual percentage yields for some of the accounts we offer. People's Band offers Certificates of Deposits with varying date ranges. The annual percentage yield on all Certificate of Deposits with a term length indicated in a range of days/years is calculated on the maximum term length for that particular certificate.

Account Name
Minimum Opening Deposit
Interest Compounded/Credited
Interest Rate
Annual Percentage Yield
Checking Plus b & c
Elite Checking b

Average Daily Balances of:

up to $4,999.99
$5,000.00 - $24,999.99
$25,000.00 - $99,999.99
$100,000.00 or greater
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