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People's Bank of Commerce

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Business Savings

Accordion 1
Business Savings

Put funds aside for the unexpected or something special with a Business Savings account.  $100 minimum opening deposit, maintain $200 average daily balance to waive the $3 monthly fee.  Link your savings account to your business checking for overdraft protection.*

Accordion 2
Business Money Market

Enjoy the benefit of earning interest with the convenience of check writing.  A tiered rate structure allows higher account balances to earn higher interest.  The $10 monthly service charge is waived by maintaining the $1,000 minimum average daily balance. Withdrawal limitations apply.*

Accordion 3
Certificates of Deposit 
$500 minimum opening deposit. Select a maturity date that best fits your needs.  Rates are tiered based on amount invested. Flexible terms from 3 months to 10 years are available. Early withdrawal penalties apply.

*Federal regulations limit Savings and Money Market withdrawals to six pre-authorized withdrawals per month. Pre-authorized withdrawals include but are not limited to: ACH debit, telephone transfers, online banking transfers, overdraft protection and checks.


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Personal Accounts

With our personal checking options there is sure to be one for your lifestyle.
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Deposit Account Rates as of 2.23.2017

This Rate Chart contains information about Interest rates and annual percentage yields for some of the accounts we offer. People's Bank offers Certificates of Deposits with varying date ranges. The annual percentage yield on all Certificate of Deposits with a term length indicated in a range of days/years is calculated on the maximum term length for that particular certificate.


Account Name
Minimum Opening Deposit
Interest Compounded/Credited
Interest Rate
Annual Percentage Yield
Savings b $100 Daily/Quarterly 0.05% 0.05%
Money Market Checking b $100 Daily/Monthly

Average Daily Balances of:




up to $49,999.99
Daily/Monthly
0.05%
0.05%
$50,000.00 - $99,999.99
Daily/Monthly
0.10%
0.10%
$100,000.00 - $499,999.99
Daily/Monthly
0.15%
0.15%
$500,000.00 - $999,999.99
Daily/Monthly
0.20%
0.20%
$1,000,000.00 or greater
Daily/Monthly
0.20%
0.20%

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