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People's Bank of Commerce

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Business Checking

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Small Business Freedom

Cut your business expenses with a low cost checking account designed for businesses with low activity. Keep a $1,000 average available monthly balance to have the $5 monthly service charge waived.  Up to 100 items processed for no additional charge, $.30 per item thereafter.  $100 minimum opening deposit balance required. Business Online Banking and Business Bill Pay* will help make your business banking easy.

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Business Basic

Designed for the business with low to moderate activity.  Up to 300 items processed for no additional charge, $.30 per item thereafter.  Keep a $2,500 average available monthly balance to have the $15 monthly service charge waived.  The minimum opening deposit required is $100.  People’s Online Advantage, including Business Online Banking, Business Bill Pay*, Sweep Accounts** and more provides tools to efficiently manage your business banking.

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Business Plus

This interest bearing account for the business with low to moderate activity, allows up to 300 items processed for no additional charge, $.30 per item thereafter.  This account earns interest on the entire balance when the average monthly balance is $2,500 or more. The opening deposit requirement is $100, and a $15 monthly service charge will apply unless a average available monthly balance of $5,000 is maintained.  With the Business Plus, including Business Online Banking, Business Bill Pay*, Sweep Accounts** and more will give you a complete, comprehensive banking package.

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Business Elite

For businesses with high average available balances and moderate activity, this account allows up to 500 items processed for no additional charge, $.30 per item thereafter.  No additional charge for Business Online Banking and Business Bill Pay.  Combined balances of Savings may be applied to meet average available monthly  balance requirements of $30,000, otherwise a $25 monthly service charge will apply.

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Business Analyzed

Customized account created for businesses with high activity or multiple services.  Account activity will be analyzed to customize fee structure to specifically fit your business needs.   Combined balances may be applied to meet minimum balance requirements.

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New Business Account Checklist - Based on Your Business Entity Type   
Not sure what documents to bring in to the bank to open your account?  This list will help determine what documentation to bring when you open your new business account at People's Bank.
 
Sole Proprietorship
  • Assumed Business Name Registration (if applicable)
  • Individual Social Security Number or Employer Identification Number (EIN)
General Partnership
  • Employer Identification Number (EIN)
  • Assumed Business Name Registration (if applicable)
Limited Partnership (Ltd)
  • Certificate of Limited Partnership
  • Partnership Agreement
  • Employer Identification Number (EIN) 
  • Assumed Business Name Registration (if applicable)
Limited Liability Partnership (LLP)
  • Copy of LLP Registration Form
  • Partnership Agreement
  • Employer Identification Number (EIN)
  • Assumed Business Name Registration (if applicable)
Limited Liability Company (LLC or LC)
  • Articles of Organization
  • Operating Agreement (if any)
  • Employer Identification Number (EIN) or Social Security Number (SSN) if Individual Member with No Employees  
  • Assumed Business Name Registration (if applicable)
Corporation
  • Articles of Incorporation
  • Corporation's Bylaws (if any)
  • Employer Identification Number (EIN)
  • Assumed Business Name Registration (if applicable) 
Non-Profit Corporation
  • Articles of Incorporation
  • Corporation's Bylaws (if any)
  • Employer Identification Number (EIN)
  • 501(c)(3) Designation
If you have questions, please contact a People's Bank representative at 866-454-4735 or visit your local branch today! Locate Us 

Need to reorder checks? You can order your checks online from Harland Clarke, our preferred provider.

Click Here to Order Your Checks Online

Secure, Fast Ordering - Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.   

*Business Bill Pay monthly fee $5.95

**Fees apply, see Fee Schedule at your branch for applicable fees


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BILL PAY

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PERSONAL CHECKING

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