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People's Bank of Commerce

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Business Checking

Accordion 1
Small Business Freedom

Cut your business expenses with a low cost checking account designed for businesses with low activity. Keep a $1,000 average available monthly balance to have the $5 monthly service charge waived.  Up to 100 items processed for no additional charge, $.30 per item thereafter.  $100 minimum opening deposit balance required. Business Online Banking and Business Bill Pay* will help make your business banking easy.

Accordion 2
Business Basic

Designed for the business with low to moderate activity.  Up to 300 items processed for no additional charge, $.30 per item thereafter.  Keep a $2,500 average available monthly balance to have the $15 monthly service charge waived.  The minimum opening deposit required is $100.  People’s Online Advantage, including Business Online Banking, Business Bill Pay*, Sweep Accounts** and more provides tools to efficiently manage your business banking.

Accordion 3
Business Plus

This interest bearing account for the business with low to moderate activity, allows up to 300 items processed for no additional charge, $.30 per item thereafter.  This account earns interest on the entire balance when the average monthly balance is $2,500 or more. The opening deposit requirement is $100, and a $15 monthly service charge will apply unless a average available monthly balance of $5,000 is maintained.  With the Business Plus, including Business Online Banking, Business Bill Pay*, Sweep Accounts** and more will give you a complete, comprehensive banking package.

Accordion 4
Business Elite

For businesses with high average available balances and moderate activity, this account allows up to 500 items processed for no additional charge, $.30 per item thereafter.  No additional charge for Business Online Banking and Business Bill Pay.  Combined balances of Savings may be applied to meet average available monthly  balance requirements of $30,000, otherwise a $25 monthly service charge will apply.

Accordion 5
Business Analyzed

Customized account created for businesses with high activity or multiple services.  Account activity will be analyzed to customize fee structure to specifically fit your business needs.   Combined balances may be applied to meet minimum balance requirements.

*Business Bill Pay monthly fee $5.95

**Fees apply, see Fee Schedule at your branch for applicable fees


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Offering a variety of loan options to choose from including fixed and adjustable rate mortgages.
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Helping you manage your accounts and bills anywhere you have internet access.
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Deposit Account Rates as of 2.23.2017

This Rate Chart contains information about Interest rates and annual percentage yields for some of the accounts we offer. People's Bank offers Certificates of Deposits with varying date ranges. The annual percentage yield on all Certificate of Deposits with a term length indicated in a range of days/years is calculated on the maximum term length for that particular certificate.


Account Name
Minimum Opening Deposit
Interest Compounded/Credited
Interest Rate
Annual Percentage Yield
Checking Plus b & c
$100
Daily/Monthly
0.03%
0.03%
Elite Checking b
$100
Daily/Monthly


Average Daily Balances of:



up to $4,999.99
Daily/Monthly
0.03%
0.03%
$5,000.00 - $24,999.99
Daily/Monthly
0.05%
0.05%
$25,000.00 - $99,999.99
Daily/Monthly
0.07%
0.07%
$100,000.00 or greater
Daily/Monthly
0.10%
0.10%
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