People's Bank Careers

At People's Bank, we strive to provide A Better Banking Experience to our customers and a better career experience for our employees. We recognize that our employees are the messenger of our vision and values and are key to the bank's success. People's Bank offers a competitive benefits package including salary commensurate with experience, 401k, Employee Stock Ownership Plan (ESOP), as well as health, dental, vision and life insurance coverage.

If you want to be empowered to excel in your work; if you are looking for career and growth opportunities; if you enjoy building relationships with your customers; and if you're seeking a family-oriented, fun team of people, People's Bank may be just the employer for you!

Contact from interested candidates only, please. No contact from recruiter, agencies or consultants. People’s Bank of Commerce is an Affirmative Action and Equal Opportunity Employer, M/F/D/V

Forward resume to hr@peoplesbank.bank

Current Career Opportunities:

Accordion 1

Mortgage Underwriter

Non-Exempt – Full Time (40 hours a week)

Location: Barnett Branch, Medford, OR

Post Date: June 16, 2020

Summary:

The Mortgage Underwriter performs a variety of duties that assure efficient processing and underwriting of residential mortgage loans. This position will assist in the daily tasks needed to complete a mortgage loan including compliance and underwriting duties. This position requires superior, professional customer service as well as experienced underwriting skills to be consistently delivered to internal real estate lending and banking staff and outside customers including borrowers, realtors, and title companies.

Duties and Responsibilities:

Insures Real Estate Mortgages are closed in compliance with Federal Law, State Law, People’s Bank Policy, and Investor Guidelines.
Supports the department’s quality standards regarding HMDA and compliance data entry and review.
Promotes departmental and interdepartmental teamwork.
Provides friendly, courteous, and professional communication support, including responding to customers in person, incoming telephone calls, electronic mail, and voice mail.
Understands and adheres to the compliance of all federal and state laws and regulations and bank policies, procedures, and standards in your area of responsibility.
Set up and maintain loan files in accordance with Bank policy and procedures and established guidelines for conventional and Government loans.
Underwrites mortgage loans in accordance to investor and bank guidelines. Ensures and verifies the integrity of loan documentation including income and financial documentation, credit reports, appraisals, tax returns, title documents, sales contracts, etc.
Underwrites and approves loans using automated underwriting systems accurately and according to agency/investor requirements.
Prioritize tasks to meet deadlines on a daily basis.
Maintains accuracy, neatness, and thoroughness in performance of assigned duties to minimize errors.
Knowledge in Conventional, FHA, VA, USDA, Jumbo and Construction loans with the ability to interpret changes in guidelines and compliance.
Performs specific special tasks, projects and other duties as assigned.

Position Qualifications:

Minimum 5 years Underwriting experience preferred.
Experience processing and underwriting Conventional, FHA, VA, USDA, Jumbo and Construction Loans.
Knowledge of computer processes including word processing software, spread sheets (i.e. Word, Excel) and AUS systems including Encompass.
Develop and maintain knowledge of operating systems and bank internal systems.
High School diploma.
Maintain a satisfactory level of attendance

Contact from interested candidates only, please. No contact from recruiter, agencies or consultants. Forward resumes to hr@peoplesbank.bank. People’s Bank of Commerce is an Affirmative Action and Equal Opportunity Employer, M/F/D/V

Accordion 2

Mortgage Loan Officer, Exempt – Commissioned

Location: Barnett Branch, Medford, OR

Post Date: January 30, 2020

Summary:

The Loan Officer’s principal duties and responsibilities shall be the marketing and origination of loans that meet the underwriting criteria for People’s Bank of Commerce’s consumer residential real estate loans.

Duties and Responsibilities:

Use best efforts to promote the products and services of People’s Bank of Commerce.
Make all loan applications on such terms and in such a manner as required by People’s Bank of Commerce and pursuant to all applicable federal, state, and local statutes, ordinances, rules and regulations which include, but are not limited to: the Equal Credit Opportunity Act, the Fair Housing Act, the Fair Credit Reporting Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act and the Privacy Act.
Treat all consumers fairly regardless of race, color, gender, marital status, familial status, immigration status, sexual orientation, religion, disability or national origin.
Promote and provide loan products in a non-discriminatory manner, and offer loan options commensurate with borrower qualification. Clearly and completely explain all such loan options, including the current rates, fees and the benefits of each option.
Immediately forward all completed loan applications to Processing.
Keep accurate records and files as required by the Bank.
Respect People’s Bank of Commerce’s ownership of all equipment, supplies, books, records, and proprietary information. It is understood that customer lists developed while at People’s Bank of Commerce remain the property of the Bank even after termination of employment.
Adhere to the state and federal “Do Not Call” lists when marketing new customers and cold calling prospective customers.
Maintain confidentiality of all customer and Bank information at all times. Officers will be granted authorization to access specific software, programs, files and documents only on a need to know basis to complete job duties.
Attend all meetings as required.
Perform other duties as assigned

Position Qualifications:

Experience originating Conventional, FHA, VA, USDA, ODVA and Jumbo loans.
High School diploma.
Good oral, written and telephone communication skills.
Ability to effectively work with team members and on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently, accurately and with established time frames.
Maintain a valid NMLS number.